01About 02Experience 03Work 04Stack 05Contact
<TechLead platform="android | ios | flutter" />

Pranjal Vyas.

Technical Lead — Mobile Application Development

I architect secure fintech apps
for Android & iOS — from first commit to #1 on the store.

Explore my work Download résumé
Mumbai, India
11.5+ years
Native + Flutter
#1
FinTech appKuwait
#3
FinTech appForbes Middle East
SCROLL
0+

Years shipping
Android & iOS apps

0+

Apps delivered across
fintech, commerce & enterprise

#1

FinTech app in Kuwait
(Al Mulla Exchange)

#3

FinTech app — Forbes
Middle East survey

01 / About

Engineering mobile products where trust is the feature.

I joined Al Mulla Exchange as its first and only mobile developer and built the mobile department from the ground up. Today I lead the team behind native and Flutter apps that move money across borders for thousands of expatriates — with security, multi-tenancy and internationalisation designed in from day one.

Security & Authentication

Secure request signing with HMAC, session-token transactions, SSL certificate validation, biometric (Face ID / fingerprint) login and an offline OTP authenticator that replaced costly SMS.

HMACSSL validationFace IDFingerprintOffline OTP
api-client — request signing

        

      

      

        

        
eKYC & Vision

        
Automatic ID-proof detection, OCR integration and video eKYC using AVFoundation on iOS and the multimedia recorder on Android.

        
OCRAVFoundationMediaRecorder

      

      

        

        
Payments

        
Cross-border remittance over KNET, UPI apps for two banks, NFC & QR fund transfers and bill payments.

        
KNETUPI / VPANFCQR

      

      

        

        
Platform Architecture

        
Multi-tenant, white-label codebases serving Kuwait, Bahrain & Oman with full i18n and MVVM.

        
Multi-tenancyWhite-labeli18nMVVM

      

      

        

        
Engagement

        
Firebase push with topic subscriptions and deep links, rich admin-driven notifications and analytics.

        
FCMDeep linksAnalyticsMaps

      

      

        

        
Delivery & DevOps

        
Automated Jenkins build pipelines for Android, versioned QA builds with backward compatibility, store releases.

        
JenkinsGit / GitLabPlay & App Store

      

    

  







  

    
02 / Experience

    
Over a decade of shipping to real users.


    

      

        
OCT 2016 — PRESENT

        
Technical Lead

        
Al Mulla Exchange · Mumbai

        
    
          
  • Started the mobile department as its sole developer; built native Android & iOS and Flutter apps from scratch.
    • 
          
  • Guided the team to a robust codebase with multi-tenancy, internationalisation and HMAC-based secure authentication.
    • 
          
  • Shipped automatic ID-proof detection, OCR, Face ID / fingerprint login and video eKYC (AVFoundation & Android multimedia recorder).
    • 
          
  • Built offline OTP and signature apps; set up push notifications with deep linking and Firebase topic subscriptions.
    • 
          
  • Integrated Google Directions API for branch & kiosk location services.
    • 
          
  • Streamlined versioned QA builds with backward compatibility and automated Android builds with Jenkins.
    • 
        

        

          
#1 FinTech app in Kuwait

          
#3 FinTech app — Forbes Middle East

          
↓ SMS costs cut with offline OTP

        

      

      

        
MAR 2016 — SEP 2016

        
Android Developer

        
Neosoft Technologies · Mumbai

        
    
          
  • Built secure fund transfers using NFC and QR codes for banking UPI apps.
    • 
          
  • Used session tokens for secure transactions and MVVM for scalable features.
    • 
          
  • Integrated Firebase Analytics and an OTP-based login with advanced authentication logic.
    • 
        

      

      

        
MAR 2015 — MAR 2016

        
Full Stack Developer

        
Laniam Web Solutions Pvt. Ltd. · Mumbai

        
    
          
  • Implemented OTP login, Google Maps location search and QR-code subscriptions for a food-tech platform.
    • 
          
  • Delivered admin-driven rich push notifications (image + text) and Firebase Analytics.
    • 
          
  • Built PHP web services (Doctrine ORM, JSON APIs) alongside Android, iOS and Windows apps.
    • 
        

      

    

  







  

    

      

        
03 / Selected Work

        
Apps I've built & led.

      

      

        
        
        
        
        
      

    


    

      

        

          

            
Fintech · Remittance2016 — now

            
Al Mulla Exchange

            
#1 finance app in Kuwait

            
Remittance app that lets expatriates send money home to their beneficiaries via KNET, Kuwait's government-authorised payment gateway. Live KWD exchange rates, beneficiary management and downloadable receipts for every transfer.

            
Android · Kotlin/JavaiOS · SwiftKNETeKYCHMAC

          

          
        

      


      

        
Fintech · White-label2018 — now

        
Modern Exchange

        
Bahrain & Oman

        
White-label editions of the Al Mulla Exchange platform serving expatriates in Bahrain and Oman from one multi-tenant codebase.

        
AndroidiOSMulti-tenant

      


      

        
Enterprise · Security2 months

        
SLA Authenticator

        
Al Mulla Exchange

        
A Google-Authenticator-style app giving employees offline OTPs to log in to internal systems — replacing expensive SMS while keeping login secure.

        
FlutterTOTP

      


      

        
Enterprise · Go-green3 months

        
Signature Pad

        
Al Mulla Exchange branches

        
Part of a go-green initiative: customers sign on Android tablets in Kuwait branches instead of paper receipts.

        
FlutterAndroid tablet

      


      

        
Enterprise · Sales5 months

        
AMIB Sales App

        
Al Mulla Automobile

        
Helps the automobile sales team upload car-insurance documents at the point of sale.

        
FlutterDocument upload

      


      

        
Fintech · UPI4 months

        
SCUPI

        
Standard Chartered Bank

        
UPI app for sending and requesting money via Virtual Payment Address. Built the Request, NFC, QR and expense-tracker modules plus session-token & SSL security.

        
AndroidNFCQRUPI

      


      

        
Fintech · UPI4 months

        
Cent UPI

        
Central Bank of India

        
UPI app to register, link accounts from other banks, pay and collect. Owned UI refinement and security implementation.

        
AndroidUPISSL

      


      

        
Fintech · Banking2 months

        
FCMB Bank

        
Nigeria

        
Web-service integration, balance check and bill-payment modules for a Nigerian bank.

        
AndroidBill pay

      


      

        
Commerce · Hyperlocal2 + 2 months

        
BuyNearby

        
Customer & Merchant apps

        
Hyperlocal shopping with real-time order tracking. Customer app: OTP login, addresses, ordering, bills. Merchant app: inventory, packing, substitutions and dispatch.

        
AndroidMVVMFirebase

      


      

        
Commerce · Food-tech7 months

        
Annam

        
Consumer, Subscriber & Agent apps

        
Food-tech platform built around location-based search. OTP login, Google Maps search, QR-based subscriptions and a custom iOS consumer app.

        
AndroidiOSMapsQR

      


      

        
Commerce · Store locator1 month

        
Namdeo Eggs Merchant

        
Wholesale merchants

        
Store locator with smart filters and admin-pushed advertisement notifications on Android, iOS and Windows.

        
AndroidiOSWindows

      


      

        
Consumer · Entertainment2 months

        
Mundo Movil

        
ViaMovilla · Peru

        
Subscription content app (Spanish & English) with carrier billing deducted directly from phone balance.

        
Androidi18nCarrier billing

      


      

        
Consumer · Social1 month

        
TrackHUB

        
Social community

        
Follower-model social app with real-time location tracking of friends and family, granted via QR code.

        
AndroidReal-timeQR

      


      

        
Consumer · Health2 months

        
DnD — Drugs and Drop

        
Pharmacy ordering

        
Find nearby medical stores and upload prescriptions to order. Built image capture/upload, notifications and the PHP (Doctrine) JSON APIs.

        
AndroidPHPREST

      

    

  







  

    
04 / Stack

    
Native depth, cross-platform range.


    

      

        

          
~/pranjal — zsh

          
$ pranjal --experience --years
› total: 11.5+ years · since Mar 2015
› Al Mulla Exchange 10 yrs · Neosoft 0.5 yr · Laniam 1 yr

        

        

          
Android · Java + Kotlin11.5 yrs

          
iOS · Swift11.5 yrs

          
Flutter · Dart8 yrs

          
Node.js8 yrs

          
MongoDB8 yrs

        

      

      

        

          
Languages

          KotlinJavaSwiftDartJavaScript
          
Mobile

          Android SDKiOSFlutterAVFoundationMVVM
          
Backend & Data

          Node.jsMongoDBSQLiteFirebaseREST APIs
          
Tooling

          Android StudioVisual StudioJenkinsGit · GitHub · GitLabPlay Console & App Store
        

      

    


    

      
Education
Bachelor of Engineering — Information Technology
VACOE — University of Pune · 2009 – 2014

      
Languages
English · Hindi · Marathi
Comfortable working with distributed, multilingual teams and GCC clients.

    

  

  






  

    
05 / Contact

    
Let's build
what's next.

    

      pranjal.3vyas@gmail.com
      
    

    

      GitHub
      GitLab
      LinkedIn
      Résumé
    

    
Open to roles in Mumbai · Pune · Hyderabad · Bangalore